Medicare Options
Navigating Medicare can be complex, but Integral Benefits Group is here to make it simple. Whether you’re enrolling in Medicare for the first time, exploring Medicare Advantage, or considering a Supplement Plan, we provide personalized guidance to help you find coverage that fits your healthcare needs and budget. From understanding Parts A and B to exploring prescription drug plans (Part D), our team ensures you have the information and support needed to make confident decisions. Let us help you simplify the Medicare process and secure the peace of mind you deserve.
Your health is your wealth—let us help you safeguard it with the right plan.
Get The Facts
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Medicare Enrollment: Over 65 million Americans were enrolled in Medicare as of 2023, with nearly 36% choosing Medicare Advantage plans. (Source: CMS)
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Medicare Advantage Growth: Enrollment in Medicare Advantage has grown by 10% annually, reflecting its increasing popularity among beneficiaries. (Source: Kaiser Family Foundation)
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Prescription Drug Coverage: 49 million Americans are enrolled in Medicare Part D plans to help cover the cost of prescription medications. (Source: CMS)
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Aging Population: Approximately 10,000 people turn 65 every day in the U.S., becoming eligible for Medicare. (Source: AARP)
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Medicare Savings: Beneficiaries enrolled in Medicare Advantage save an average of $1,640 per year on healthcare costs compared to traditional Medicare. (Source: Better Medicare Alliance)
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Out-of-Pocket Costs: Medicare beneficiaries spend an average of $6,168 per year on healthcare, emphasizing the importance of choosing the right supplemental coverage. (Source: Kaiser Family Foundation)
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Supplement Plans: About 14 million people are enrolled in Medigap (Medicare Supplement) plans to help cover costs like deductibles and copayments. (Source: AHIP)
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Preventive Care Access: Medicare covers 100% of preventive services, such as screenings and vaccinations, for eligible beneficiaries under Parts B and C. (Source: Medicare.gov)
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Certified Experts on the Federal Marketplace and State-Based Exchanges
At Integral Benefits Group, we are dedicated to simplifying the Medicare process and ensuring you get the coverage you need. Whether you’re new to Medicare, exploring Medicare Advantage plans, or considering a Supplement Plan, we provide personalized guidance to help you understand your options.
We assist you in navigating the complexities of Medicare Parts A, B, C, and D, ensuring you find a plan that fits your healthcare needs and budget. From initial enrollment to understanding eligibility for savings programs, we’re here to support you every step of the way. Let us help you make informed decisions and secure the peace of mind that comes with having the right Medicare coverage.
Building Blocks of Medicare
Medicare health coverage has five parts that you need to know about.
- Part A – inpatient hospital and facility benefits;
- Part B – physician and outpatient benefits;
- Part C/Medicare Advantage – a combination of Part A, Part B, and sometimes Part D;
- Part D – prescription drug coverage;
- Medicare Supplements – to fill in the gaps of Parts A and B.
The Two Routes Taken
Original Medicare
Part A - covers hospital stays;
Part B - covers doctor and outpatient visits.
Medicare Advantage (Part C)
Part C combines Part A (hospital) and Part B(doctor).
Medicare Supplement with Standalone Part D
This route covers some of the cost not covered by Original Medicare Parts A and B. You would add a standalone drug plan if you do not have other creditable coverage.
Prescription Drugs (Part D)
Covers prescription drugs. Most plans include this unless you have other creditable coverage.
